In our house, rotisserie chickens from the grocery store are a time- and effort-saver. A whole fryer chicken usually sells for less than $1/pound. A typical rotisserie chicken is about double the cost, but we often get three weekday meals off it, so it’s worth it to me. The chicken meat is used in salads, …

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Because of Opt-Out Prescreen, I no longer get credit card offers at home. From time-to-time, though, I get them at work. A few weeks ago, I received an offer that puzzles me: Seems pretty normal, huh? Well, let’s look more closely. Here’s the address: And the fake card: (Why do they include fake cards, anyhow? …

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Each December, I put together gifts for friends, co-workers, neighbors and family. My list is long, and I don’t want to break the bank. Homemade gifts go the extra mile to express my affection to the people in my life, while also allowing me to save some money. If you’re thinking about making gifts from …

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Last night while cleaning the house, I found some old papers. Among the many memories, I found a document entitled “J.D.’s Ten Commandments”. I can’t tell exactly when I wrote this, but I’d guess it was back in 1992 or 1993, just after I’d graduated from college. My ten commandments were: Be physically fit. Be …

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My sister-in-law, Tiffany, called yesterday. “Do you guys want to have lunch at the new Thai place?” she asked. We did. Kris and I are eager to find another cheap restauarant close by. We picked up Tiff and drove to the Thai place, but it wasn’t open. Instead, we walked over to Sully’s, a small …

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As I was driving home from work yesterday, I passed a police officer. When his car pulled onto the road behind me, I thought nothing of it: my vehicle is in good repair and I was obeying the traffic laws. In fact, when the police officer activated his flashing lights, I pulled to the side …

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Luneray’s home-buying adventure is over, but I’d like to continue to share home-ownership stories every Thursday. Fortunately, I’ve got some doozies of my own to share. For the next few weeks, I’ll describe what it’s like to move into an old house. Two years ago — just before I developed my frugal side — my …

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We lived in the country when I was a boy, far from the city lights. My father would take me outside at night and point to the stars. “That’s Orion,” he’d say, and he would help me trace The Hunter’s outline. “That’s the Big Dipper. The Big Dipper isn’t really a constellation, but it’s like …

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My friend Sparky called last night. “I’m thinking of starting my own business,” he said. “I need some advice.” I wondered why he wanted my advice until I realized that: I help run a million-dollar-plus family business; For the past six years I’ve operated a small computer consulting firm on the side; and I’ve often …

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We were walking up Columbus to breakfast this morning. As we came to a corner, a well-dressed Asian man came out of a coffee shop carrying two steaming cups. A gaunt beggar stepped toward him and held out his hand saying, “Can you lend me some money for breakfast?” The Asian man threw back his …

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