Over the past week, I’ve been conducting my first-ever personal annual review. I’ve looked back over 2012 to see what went right, what could have gone better, and what I might like to do in the year to come.

It’s been fun to reflect on the past twelve months. For several years, I’ve been pursuing personal growth, and that growth really came to fruition in 2012. This was, above all, a year of change. It was a year of exploration and development. Today, on the last day of the year, my life is very different than it was at this time last December. Here’s a brief summary of the path my life has taken:


To start the year, I moved out on my own. After asking Kris for a divorce in November 2011, I slept on the couch downstairs for six weeks until she and I were both ready for me to move out. In early January, I packed most of my stuff and began life alone in an apartment near downtown Portland. Believe it or not, this was the first time in my life I’d lived alone. At first, it was tough. But I made a conscious effort to spend time with friends and to busy myself with work, which made things bearable.


After a few weeks by ourselves, Kris and I made a final trip together as a couple. During the summer of 2011, we’d booked a trip to Patagonia with our college alumni group. I gave her the option to make the trip by herself, but she wanted for the two of us to share one last adventure, so we did. We explored Buenos Aires, hiked Torres del Paine, and swam off the shore of Easter Island. It was a bittersweet epilogue to our 23 years as a couple.

Standing before Torres del Paine
Standing before Torres del Paine in southern Chile


After returning from South America, I tried to find some sort of rhythm in my new life. I continued exercising at my Crossfit gym, spent more time learning Spanish, and resumed writing for my personal finance blog. (My favorite article this year was the list of 43 lessons I’d learned in 43 years.) I also continued to see friends, old and new. My new life was simultaneously scary and exciting.


kimjdsmokingWith the arrival of spring, I decided to dip my toes into the world of dating. Actually, I dove in head first. I embarked on what I called my Extreme Dating Project, in which I went out with as many women as I could. My plan was to date for a long, long time, to learn more about myself and about relationships. But in the middle of April, my plans were de-railed. On a wine-tasting trip with folks from the gym, I started chatting with Kim, a woman I’d basically ignored for the the previous six months. We clicked on all sorts of levels. By the end of April, we were dating each other exclusively.


For the rest of the spring, Kim and I explored to what degree we wanted our relationship to develop. Meanwhile, I devoted myself to a final push for fitness. After losing forty pounds in two years, I wanted to get rid of ten more. Plus, I wanted to be strong. So, I decided I’d go to the gym “every day in May”. I almost made it. By the end of the month, I was sore and tired, though, so I had to take two days off. Still, I finished the month feeling fitter than ever. Meanwhile, I was beginning to realize I had nothing left to say about personal finance. After six years of writing about the subject almost daily, I was ready to call it quits. I just didn’t know how.


After focusing on fitness in May, I decided to eat “no junk in June”. I spent the month building solid nutrition habits. I also spent a lot of June finalizing details for the second annual World Domination Summit. As the weather warmed, I walked everywhere I could for transportation. Because my apartment was centrally located, most days I walked between six and twelve miles around Portland. I loved it.

J.D. Roth at World Domination Summit 2012
Taking the stage at World Domination Summit
(Photo by Tera Wages)


July began with a bang. After some on-again/off-again dating, Kim and I decided to give things a go without reservations. We spent Independence Day at a blues festival along Portland’s waterfront. She came to hear me speak at the World Domination Summit. And then we spent the rest of the month making short trips around the state, enjoying the start of Oregon’s short summer. On the last day of the month, we made things as “official” as they get these days: we confirmed our relationship status on Facebook.


During August, I spent most of my time preparing for my upcoming trip to Turkey. This meant writing articles in advance, plus preparing talks for the two conferences I’d be attending in the coming weeks. At the end of the month, I joined eleven other folks from the gym to run Hood to Coast, a 195-mile relay race from Mt. Hood to Seaside. Not everything was fun and games, though. I could tell I’d hit a wall in my Spanish classes, and that was frustrating.


September was full of adventures. To start the month, I flew to Denver for the second-annual Financial Blogger Conference. From there, I flew to Istanbul, where I joined my cousin Nick for a three-week tour of Turkey. We had a blast walking through ruins, wading through mineral pools, dodging carpet salesmen, and flying in hot-air balloons. In many ways, Turkey was the most foreign of the countries I’ve visited in the past five years. I both loved it and hated it. But the trip solidified my desire to travel.

The Muslim call to prayer in Istanbul


After touring Turkey, I flew to New York, where I spent a few days meeting with friends and colleagues. I also saw three Broadway shows in three nights. From there, I flew to Atlanta for the third-annual Savvy Blogging Summit, which is one of the highlights of my year. To end my five-week trip, I spent a couple of days in San Francisco before reuniting with Kim at her brother’s hotel just outside Yosemite. This was the month that I officially retired from Get Rich Slowly and turned my attention to More Than Money.


After months of transition, November was the first month that felt truly stable. I fell into a sort of a routine, working like mad during the week so that I could spend my weekends with Kim. I reached Inbox Zero for the first time in years (though I’m now back up to Inbox 113, which actually isn’t that bad), picked up some new writing gigs, and began work on next year’s World Domination Summit. I also started working with a personal trainer so that I could focus on building strength. Unfortunately, a shoulder injury sidelined my strength goals and forced me to focus mostly on rehab.


During December, I continued with my new-found work routine. I also hatched a new business idea with two colleagues, agreed to speak in Ecuador next summer, and began shopping for a house here in Portland. I also applied for a job for the first time in years. It’s a BIG job, otherwise I wouldn’t have pursued it, but it’s still a job. At the end of the month, Kim and I rented a home in central Oregon for a week, where we played in the snow and soaked in the hot tub.

Just another Christmas Eve dogsled ride with Kimmie
Dogsledding with Kim over Christmas break

What Went Well in 2012?

The past twelve months have been amazing. I’ve done a lot of things that make me happy.

  • I traveled to three new countries, including three weeks of travel where I got to practice my Spanish on a daily basis.
  • I spoke at three conferences, including one talk before an audience of one thousand people.
  • After finalizing our divorce, Kris and I have maintained a working friendship as we’ve both begun dating again.
  • Speaking of which, I’m in a constructive relationship with an amazing woman. Kim and I have a lot of fun together, and both look forward to exploring all life has to offer in the future.
  • I did all sorts of new things this year: learned to handle a firearm, got my motorcycle permit, began to enjoy beer and coffee, took hang-gliding lessons, rode a dogsled, and more.

Because I didn’t set any goals at the start of the year, I have nothing specific to measure success. I’m okay with that. I’m happy, and to me that’s the best barometer of all.

What Did NOT Go Well in 2012?

Though 2012 was a good year, not everything was perfect.

For one, my Spanish lessons got de-railed. I started the year with a great tutor, but we parted ways when I left for Turkey. She encouraged me to continue lessons with somebody else (or to take classes in a group setting), but I haven’t found the time. Then my English student returned home to Spain in December, leaving me without a single outlet for Spanish learning right now except my subscription to People en Español. I need more practice.

Also, I didn’t do a great job maintaining existing friendships. I spent a lot of time with new friends, it’s true, and I especially spent a lot of time with Kim, but after starting the year intentionally reconnecting with folks who are important to me, I lost my way later on — especially after returning from Turkey.

Finally, I’m not happy with how things finished with my physical fitness. I reached a peak level of fitness in early July, and I was making lots of smart choices. But then a combination of injuries, travel, and poor choices made me a little soft. I’m carrying an extra five or ten pounds now, and my fitness levels are lower than I want them to be.

Looking Ahead

Though I didn’t set goals for 2012, I have a few plans for the year to come. Tomorrow, I’ll share some of my goals, including the means by which I’ll measure their success.

What about you? How was your 2012? Are you happier now than you were the same time last year? Have you made progress on your personal goals? What went well for you this year? What could have gone better?

15 Replies to “My 2012: The Year in Review”

  1. Congrats on a successful year. Your travels sound awesome! It’s always interesting to read about the life of other bloggers. We seem to be good at motivating others and talking about personal change, but it’s always good to see reality. We had a great year with success in our business, a new home, and a baby on the way. However, we also had some financial struggles with loosing on the sale of two of our properties. If your interesting in reading our year end summary feel free: http://keithandkinsey.wordpress.com/2012/12/18/our-year-in-summary-2012-happy-holidays/

  2. Stephen says:

    JD, you’ve officially become one of my “heros”. All you have achieved over these last few years and being able to see the changes you have made gives hope that anything is possible. A lack of defined goals is not always an issue when in that self discovery stage.

  3. My year was centered on my family. I bought two new cars in 2012, and I changed jobs, twice. But I almost forgot about both of those things at first, because they seem tiny compared to how much Katie grew this year, and Jaime’s cancer. I feel like my life will be dominated by cancer treatment for as long as Jaime’s with us.

  4. Pauline says:

    That was quite a year! Congratulation on always striving for more self improvement, it is so easy to let things go once you reached ”okay”. I am very happy to start this new year, having moved country and bought a new house to call home, lots of things to look forward to. Defining earlier on what I really wanted out of life would have saved some time, so like you learned to say yes, I need to learn to say no to things I don’t absolutely want.

  5. Brenton says:

    2012 was a year of huge changes for me. My wife gave birth to our first child, and life has never been the same.

    Things that went well –
    From the first day of her life, until today, I have improved significantly as a father, as my 1 year old daughter would tell you, if you could understand anything she was saying.

    Things that didnt go well –
    I didnt realize the negative effects a newborn would have on *my* health. Lack of quality sleep, and less time for exercise has made me more vulnerable to illness. I have been sick more often this year than any other year in my life.

  6. eileen says:

    I see you’ve added some ads to your More Than Money blog.

  7. Alane says:

    JD- Regarding Spanish conversation- look for a meetup group in your area, there are many language-oriented groups. -Alane

  8. Bethh says:

    Wow, big year for you! I love these year-end reviews on various blogs. I also did some travel this year, and it helped solidify for me that my biggest desire was to get back to Portland. In the last few months I’ve changed jobs, moved back as desired, learned to be a remote employee, and have bought a house (closing Wednesday)!

    A friend told me we are in the Year of the Dragon (until the next Chinese New Year, so until February-ish) and those are years of big, sudden changes – this has been true for a LOT of people I know!

  9. Kris in JP says:

    I have done the annual review for three years now. I am flossing more (my one big health change), have started to study Italian, and can otherwise see the fruits of my labors. The big things that I did related to what DIDN’T go well this year.

    But the reason I am writing this post is to tell you about the MIXXER. It is a website that matches people who want to learn different languages. It is actually a more reliable site than I thought it would be initially. You state what your native language is and what language you are looking for and then you contact people or they contact you. I learned about it on Wise Bread. It is interesting to meet people from all over. Mostly Spain for Spanish, but a smattering of speakers from Latin America are on there. You connect on Skype.

    Just a thought.

  10. kate says:

    2012 was a good year. It was my first year working both at my home office and at someone else’s office since our son was born in 2000, which was probably the biggest change in our lives. It went well, and here we all are happy and healthy and financially stable!

    2013 is a big year, I think, for many reasons.

    Thanks for sharing your year review – I liked it.

  11. Olga King says:

    I like it how you went month by month, and how yo had a “resolution”, or a goal, for a number of those. Something to do as fun. Glad your new relationship is in working direction – like you, after my divorce, I literally “ran” into somebody at a trail race and we’ve been together, married and moved to a different state ever since – and it’s working! Wishing you Happy New Year, and keep writing.
    p.s. it’s totally understandable that you ran out of ideas for GRS, but GRS ran out of items to talk about itself as well. I do have fond memories though, so thanks for that too.

  12. Carla says:

    My 2012 goals were relatively pedestrian compared to yours. Simple goals such as getting a job after being out of work for 3 years due to disability and the poor Portland job market, and working my way out of debt (medical expenses) were some of what was on my plate. I hope 2013 will be more interesting; more about adventure and less about basic survival.

    Happy New Year!

  13. Sandy says:

    In 2012 I finally did it: I went back to school to become a grade school teacher! And we paid off a debt of € 17k which we incurred from the sale of one of our houses.

    What didn’t go well was that we didn’t manage to pay of the student loan debt completely because our dryer, fridge and oven broke down (in the span of one week!) and had to be replaced. There’s € 2k left over to pay.

    In 2013 I plan to keep up my grades and early in the year that student loan debt will be wiped out!!

  14. Hi JD!

    Glad to have finally found you here, after your great presentation at WDS this year.

    I didn’t set any 2012 goals, except to keep my business afloat, and so I also don’t have a lot to compare it against. Except that it was an awesome year, far more so than 2011.

    I have big plans for the New Year, though, both business and personal. I look forward to following your journey, too!

  15. jlcollinsnh says:

    Hi JD…..

    sounds like a grand year!

    Like you, I’m in the process of learning Spanish. In 2012 I had the chance to practice in Peru, Bolivia and Chile over the summer, Ecuador for a month in the Fall and for a few days in Spain over the holidays. Still, a long way to go.

    In Ecuador I picked up a great book: Madrigal’s Magic Key to Spanish. Now I just have to come up with the discipline to work with it between travels.

    Next time we Skype we can practice Spanish.

    Happy New Year!


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